Plain-English guides from marine insurance specialists.
What is boat insurance? A plain-English guide
Hull, liability, medical, uninsured boater, towing — what boat insurance actually covers and how the pieces fit together.
Hurricane season boat prep checklist
Named storm deductibles, hurricane plan requirements, haul-out options, and what to do before a storm hits.
Agreed value vs. actual cash value boat insurance
The single most important coverage decision you'll make — and why it can be tens of thousands of dollars at claim time.
How much does boat insurance cost in 2026?
Rates by vessel type, what drives your premium, and why Florida costs more than the national average.
Why use a marine insurance broker vs. going direct
Marine insurance varies dramatically between carriers. That's why a broker exists — and why NBOA shops the whole market.
I Want to Buy a Boat…Now What?
Owning a boat is one of the biggest joys life has to offer. While your car can take you on explorations and adventures on land,…
A Comprehensive Guide to Yachts and Yachting
Yachts have long been associated with luxury and exclusivity, adventure, and life on the water, but there is far more to yachting than glamorous photos and celebrity headlines.
A Complete Guide to Boating in New York
When people daydream about New York, their minds often jump to the iconic skyline of New York City, the nonstop energy of Manhattan,…
Your Complete Guide to Tennessee Boating
Nicknamed the “Volunteer State” for its spirit of community and service, Tennessee boasts an impressive array of lakes and rivers that are a dream come true for boating enthusiasts. In fact,…
Boating in the Grand Canyon State: A Guide to Arizona Waters
Arizona, also known as the Grand Canyon state, with breathtaking deserts and iconic cacti, might not be the first place that comes to mind when you think of a popular boating destination. However,…
Do I Need a License to Go Boating in My State?
Boating without a license isn’t required in every state across the country. While some states require one to be held by a captain of a certain age, other states simply encourage one to be obtained.
A Guide to Life Jackets, Vest Types, & State Laws: What Every Boater Needs to Know to Stay Safe
Whether you’re heading out for a peaceful cruise, a day of fishing with friends, or a full water skiing adventure with the family, one piece of gear should never be an afterthought: a life jacket.
Knowing Your Way Around A Vessel: A Vocabulary Lesson for Novice Boaters
Whether you’re a new boat owner, getting your feet wet by sailing with friends, or need a vocabulary refresher,…
Seventy-Five More Nifty and Witty Boat Names (Part 2)
So, you’ve chosen your boat, joined the National Boat Owners Association, and locked down the best boat insurance and marine financing in the industry. There’s just one thing left to do,…
Weathering the Storm: A Boater’s Guide to a Safe Hurricane Season
From June 1st through November 30th, the Atlantic hurricane season rolls into full force. Boaters beware, as tropical storms, hurricanes,…
Spring Lines Explained: A Guide to Casting off and Docking with Ease
A Guide to Boating in California
California is home to 840 miles of coastline, white sandy beaches, breathtaking ocean adventures, captivating mountain ranges, and inspiring lakes. As one of the most scenic places in the world,…
Protecting Your Boat from Theft: A Guide to Securing & Deterring
If you’re a boat owner or are considering purchasing one, it’s important to understand that, unfortunately, theft can occur at any time of year. Vessels can be taken from marinas, public docks,…
Navigating South Carolina: A Guide to Boating in the Palmetto Sate
South Carolina, affectionately known as the Palmetto State, is a haven for boaters. Whether you’re seeking thrilling watersports or peaceful fishing retreats,…
Fun Fishing Facts: From Ancient Hooks to Record-Breaking Catches
One of the most popular activities to enjoy while boating is fishing. Whether you’re teaching the littles how to cast their first line or you’re a seasoned fisherman ready to bring home dinner,…
Have You Thought About Where to Park and Store Your Boat?
After months of researching the best boat that fits your needs and lifestyle and chatting with the experts at NBOA to secure financing and the ideal boat insurance policy,…
Boat Clubs vs. Yacht Clubs: Which Membership Is Right for You?
When it comes to embracing the boating lifestyle, there are more ways than ever to get on the water—without necessarily owning a boat. Two popular options for those seeking adventure, leisure,…
Boat Emergency Basics: Tips for Navigating Stressful Situations on the Water
Boating is one of life’s greatest pleasures, offering adventure, relaxation, and endless fun. But just like driving a car,…
Commercial Boat Insurance Explained
Shopping for boat insurance comes with all sorts of questions and decisions. At NBOA, our goal is to make the process of securing the right policy for you as easy and breezy as the boat ride itself.
The Scoop on Boat Insurance, Jet Ski Insurance, Watersport Insurance, & More
Whether you’re slicing through the water on a jet ski, cruising through serene coves, or showing off your best water skiing moves with friends and family,…
Have a Question About Boat Insurance? We Have the Answers!
When it comes to protecting your boat, understanding the ins and outs of boat insurance is essential. At NBOA, we’re committed to helping customers navigate the process with ease.
Orca Encounters: Tips for Staying Safe While Boating Around Wildlife
Since 2020, a series of surprising and often unsettling incidents involving orcas and boats have made headlines, particularly in the waters off the coast of Spain and Portugal.
Why You Should Always Say “Yes” To Boat Shows!
Whether you’re a seasoned sailor, a novice boater, or thinking about purchasing your first watercraft,…
Discovering the Charm of Sloop Boats
When it comes to sailing, few boats capture the essence of simplicity and efficiency like the sloop. Defined by its single mast and typically two sails— a mainsail and a headsail—…
Smooth Sailing Through Indiana: Your Boating Guide to Exploring the Jewel of the Midwest
In Indiana, the spirit of adventure flows as freely as the waters that meander through its scenic landscapes,…
Virginia’s Nautical Paradise: Exploring the Heart of American Boating
In Virginia, history flows as richly as the waters that carve its landscapes and offer an unparalleled boating experience that weaves through the heart of American heritage and natural beauty.
Boat Accessories We Love: The Ultimate Gift Guide For Boaters
As the days grow longer and the temperatures warm up, spring and summer beckon us out towards the water and mark the arrival of special occasions like Mother’s Day and Father’s Day. At NBOA,…
Celebrating the Journey of Women Boaters Who’ve Made the Biggest Waves
The ocean has always called out to the brave, the adventurous, and the explorers. Among these voices, women have carved their own paths on the waters,…
Tides Explained: Navigating the Ebb and Flow for Better Boating
As any seasoned boater knows, the sea is a realm of constant change, largely influenced by the dynamic game of tug-of-war between the moon and the sun’s gravitational forces.
From Leisurely to Lively: Fast Pontoon Boats Are Making Waves
Pontoon boats have traditionally been synonymous with relaxed, family-friendly outings. You can likely imagine one floating by with passengers soaking up the sun on a lazy afternoon during the dog day…
Navigating the Waters: A Guide to Preventing Major Boating Accidents
Boating with family, friends, and four-legged companions is one of the greatest ways to spend time outdoors. Although boating can be a relaxing and exciting time, whether cruising,…
Boating in Pennsylvania: A Guide to Sailing Through the Keystone State
Pennsylvania is a beautiful state with a blend of rich forests and big cities like Philadelphia and Pittsburgh. Affectionately known as the Keystone State,…
The Ultimate Guide to Boating in Arkansas: Top Locations, Laws, and Safety Tips
With an abundance of lakes and rivers, Arkansas offers something for everyone, from peaceful sailing to thrilling water sports.
Navigating the Open Waters: A Comprehensive Guide to Maps, GPS, and More
Your bags are packed, the boat is equipped with essentials, and you have a route in mind. It sounds like you’re ready for an exciting voyage! Before you set sail,…
Marine VS Boat Insurance: Which One Is Right For You?
Feeling the wind rush through your hair as you sail across the water, enjoying your favorite watersports with friends,…
An Expert Guide to Ohio Boating
Named after the Iroquois word “O-Y-O,” which translates to “beautiful river” or “great river,” it’s no secret that the state of Ohio is filled with a rich diversity of rivers and lakes that provide ex…
Everything You Need to Know About Boating in Alaska
As the largest state in the United States, Alaska boasts some of the most impressive waterways, from the icy fjords of the southeast to the vast rivers and lakes of the interior and the rough waters o…
Boating in Missouri: The Ultimate Guide
With a landscape adorned by the Mississippi and Missouri rivers, in addition to over 200 named rivers, and home to over 1,000 public lakes,…
The Ultimate Guide to Boating in Maine
Maine offers residents and visitors more than delicious craft beer, farm-to-table dining, fresh lobster, hiking, and fall foliage. Picturesque lakes, coastlines,…
A Guide to Boating in Delaware State
Delaware State is a hidden gem on the East Coast. It boasts a beautiful range of waterways, from the Atlantic Ocean to serene lakes and gentle rivers that welcome boaters nationwide.
Everything You Need to Know About Boating in Wisconsin
Wisconsin, with sprawling lakes, winding rivers, and coastlines on two Great Lakes, offers a boating enthusiast an unforgettable journey through scenic beauty and tranquil waters.
Prepare to Set Sail on Houseboat Living: Mortgages, Loans, Insurance, and More
How Can I Get Wi-Fi on My Boat?
A Guide to Float Plans and How to Properly File One
Boat Cost Explained: Why Different Types of Boats Have Substantial Price Ranges
Have you ever been confused by price points for boats? Here at NBOA, the National Boat Owners Association, we know how difficult it can be to understand the wide range of boat costs,…
A Guide to Calculating Your Boat Loan
Intro: If you’re excited to hit the sea, familiarizing yourself with financing and boat loans can be one of the essential steps to beginning your journey on the water.
A Guide to Quality Boat Insurance: What Makes Your Policy Worth It?
Purchasing a boat is an exciting ordeal! While you plan your next voyage or day on the water, don’t forget to secure quality boat insurance. When shopping for marine insurance, the many providers,…
Do Pontoon Boats and Watersports Go Together
Boating is a fantastic hobby for the whole family, and while a relaxing cruise on a pontoon boat can be just what you need, sometimes,…
A Boater’s Guide to the Best Reservoirs and Lakes in Kansas
Kansas is one of the best Midwestern states for boating, with over 150 lakes, state parks, and reservoirs waiting to be explored and over 40 fully-stocked state fishing lakes.
Insuring Your Sailboat: What You Need to Know
Sailing has been a primary means of travel and maritime trade dating from prehistoric times to the mid-19th century. Today,…
A Glance at the Best Watersports To Enjoy While Boating
Boating is always fun, whether spending time with loved ones or going on a solo fishing trip. Cruising the waves and feeling the wind rush through your hair is undeniably satisfying. However,…
SLOW / NO WAKE ZONE: What Do Different Buoy Colors and Shapes Mean?
There is more to safe boating than wearing lifejackets, obeying the speed limit, not drinking while operating a boat, and watching out for swimmers and other watercrafts.
Fifty Nifty and Witty Boat Names
You’ve fallen in love with the perfect boat, become a National Boat Owners Association member, secured the perfect boat insurance, and found the best marine financing.
Understanding Marine Warranty and How to Get the Best Coverage
Boats can come with a lot of bells and whistles, both literally and figuratively. While marine insurance is a great way to protect you and your boat from financial stress,…
A Boater’s Guide to Navigating the Waters of Alabama
Alabama boating is one of the most fun and exciting in the country. As a southern state, boaters enjoy fishing, cruising, and watersports almost year-round! Here at NBOA,…
A Guide to Boating in Louisiana
In Louisiana, there is no lack of waterways for boats to explore. Everywhere you look, you are sure to be met with a river or lake suitable for boating, fishing, watersports, sailing, and more.
A Guide to Boating in Maryland
Maryland is home to a vast array of waterways, from oceans and bays to rivers and lakes. Boaters from all over the country journey to Maryland with a plan for fishing, sailing, water skiing,…
Your Guide to Finding and Securing an Affordable Boat Loan
At NBOA, we know that buying a boat is not a small task. From deciding which type of boat supports your lifestyle and what size boat fits your friends, family, and even four-legged fur babies,…
Your Guide to Fishing Boat/Bass Boat Insurance
Fishing boats, bass boats, and commercial fishing boats are among the most popular watercrafts in lakes, rivers, bays, and oceans. Although it may not be a requirement in your state,…
Your Guide to Boating in North Carolina
Many people consider North Carolina to be “nothing but a dream” when it comes to boating. With over 5,000 miles of scenic waterways—from tranquil inland lakes and winding rivers to the vast expanse of…
Discovering the Ins and Outs of Yacht Insurance
As the “pleasure boating capital of the world,” Florida provides sailors, captains, and yacht owners approximately 2,276 miles of coastline to cruise, dive, fish, snorkel,…
Benefits of Working with Insurance Brokers like NBOA
Finding marine insurance, or any insurance policy for that matter, can be complicated and anxiety-inducing. With a vast amount of insurance companies claiming to offer you the best value,…
Tips for Finding the Best Marine Insurance Provider
Choosing the best insurance agent to protect yourself, loved ones, and others on the water, not to mention your boat and possessions, can be a daunting task. Luckily,…
A Guide to Choosing the Best Boat from Reliable Boat Manufacturers & Brands
Purchasing a boat is a big decision that takes time, patience, and research. Before making your final boat selection,…
All You Need To Know About Texas Boating
When you think of the “Lone Star State,” boating might not be top of mind. Instead, delicious Texas barbecues, carefree country music, blistering hot weather,…
Why Everyone is Falling in Love with Sailboats
Spending time on a boat with friends, family, fur babies, or by yourself creates some of the best and most treasured memories.
Everything You Need to Know About Getting an Insurance Quote for Your Boat Purchase
Purchasing a boat is an exciting journey as you imagine yourself setting sail on the open water with your friends and family, or enjoying a peaceful solo afternoon surrounded by the deep blue.
Boating in the Great Lakes
It’s no secret that the Great Lakes live up to their name in terms of size, as they cover 94,000 sq miles and accommodate 210,000 recreational boats.
A Guide to Boating in Florida
From a relaxing day of cruising to exploring the water with your family, or simply fishing with your best friend, there is a lot to know about boating in Florida before you pull away from the dock.
Why You Will Fall in Love with Center Console Boats
Whether you look forward to spending your free time cruising on the water with family, water skiing with friends, or fishing with your best furry friend,…
Marine Financing
Feeling the wind in your hair and sun on your face while you enjoy being behind the wheel of your very own boat is an experience like no other.
Spring Boat Prep for the Family
Spring is the season that brings warmer weather and new growth. The season also means longer days which is perfect for a good boating season.