Boat insurance by type
Coverage tuned to
the boat you actually own.
A sailboat isn't a powerboat with masts. A tritoon isn't a family pontoon. A houseboat isn't a cabin cruiser. Every vessel type has its own carrier appetite — start with yours.
Power boats
Center consoles, bowriders, wake boats, V-hulls up to 100mph.
Sailboats
Rig coverage, racing endorsements, carbon mast deductibles.
Yachts
27ft+ vessels under federal admiralty law; specialty carriers.
Fishing boats
Bass boats, skiffs, offshore sportfish, tournament endorsements.
Cabin cruisers
Mid-size live-aboard capable cruisers with extended navigation.
PWC & Jet Ski
Jet Ski, Sea-Doo, WaveRunner — its own coverage product.
Pontoons
Twin-tube, tritoon, high-HP wake pontoons.
Houseboats
Delta, Ozarks, Shasta, and river houseboats; specialty placement.
Have a vessel that doesn't fit any of these? Start a quote — NBOA writes coverage for commercial charters, chartered bareboats, inflatables, tenders, and more. The categories above are the most common ones we publish guides for.