Terms of use.

By accessing or using this website, the NBOA Now® customer portal, or any other online service provided by NBOA Marine Insurance Agency, Inc., you agree to be bound by these Terms of Use. If you do not agree, please do not use this site.

NBOA Marine Insurance Agency, Inc. is a licensed insurance agency. Coverage is offered through third-party A-rated marine insurance carriers and is subject to each carrier's underwriting approval. Quotes generated on this site are estimates only and are not a binder, policy, or guarantee of coverage. A policy is not in effect until underwriting is complete, premium is paid, and a policy document is issued.

Content on this site, including FAQs, blog articles, and AI-agent conversations, is for informational purposes only and does not constitute legal, tax, or financial advice. Consult a licensed professional for advice specific to your situation.

You are responsible for the accuracy of information you provide through our forms, quote tools, or AI agent. Misrepresentation — including on an insurance application — may void coverage or a claim. See our Privacy Policy for how we handle the information you share.

This site links to and integrates with third-party services including CSR24 (the NBOA Now customer portal), Progressive, Markel, BoatUS, Intercoastal Financial Group, and others. Your use of those services is governed by their own terms. NBOA is not responsible for the content or security of third-party sites.

All content on this site — design, text, logos, imagery — is owned by NBOA or used under license. You may not copy, reproduce, or redistribute site content without written permission.

To the fullest extent permitted by law, NBOA is not liable for indirect, incidental, or consequential damages arising from your use of this site. Our total liability for any claim arising from this site is limited to $100.

These Terms are governed by the laws of the State of Florida. Any disputes arising from use of this site will be resolved in the state or federal courts located in Sarasota County, Florida.

Questions about these Terms? Call 1-800-248-3512 or use our contact form.