About the company Sarasota, FLSince 1984

Where quality is
paramount.

The National Boat Owners Association was founded in Sarasota, Florida in 1984. For 40+ years marine insurance has been our only business — and that singular focus is the entire point.

Our story

We're not a general insurance company that adds boats to a product menu. Marine insurance is what we do, and it's all we do.

That specialization means better carrier relationships, deeper coverage expertise, and more nuanced advice when you need it. It also means we know boats — the difference between a 24-foot center console headed for Tampa Bay and a 48-foot yacht headed for the Bahamas isn't a footnote on the application. It's the whole conversation.

Forty years in, we're one of the largest and most specialized marine insurance agencies in the country. Family-owned. Florida-based. Still answering the phone Monday through Saturday.

By the numbers
1984
Founded in Sarasota
Forty-plus years of doing only this.
95K+
Boaters insured
Across all 50 states and Bahamas waters.
A-rated
Multi-carrier
Progressive, Chubb, BoatUS, and more.
6 days
Open Mon–Sat
Mon–Fri 8:30–6, Sat 9–1 Eastern. Real humans.
The multi-carrier difference

We work for you,
not for one carrier.

NBOA represents several A-rated marine insurance carriers. When you come to us for a quote, we're comparing options across the market — not steering you toward one company's offering.

The right carrier for your 24-foot center console in Tampa Bay is different from the right carrier for your 48-foot yacht headed to the Bahamas. We know the difference.

Carriers we shop
Progressive
Broad coverage, strong on smaller power
Chubb
Yacht & higher-value vessel specialist
BoatUS
On-water assistance + claims network
And more
Additional A-rated markets via API
Currently quoted via Progressive; full multi-carrier rollout in progress.
What we offer

More than a policy.

Six things we do that a one-size-fits-all carrier can't.
Marine insurance, every vessel
Power, sail, fishing, cabin cruisers, yachts, PWCs. Inland lakes to coastal waters to the Bahamas.
NBOA Members Club
Towing supplement, retail discounts, and storm alerts.
Lifejackets Plus Ship Store
Safety equipment and boating gear through LifejacketsPlus.com — our retail arm since the start.
Dealer services
Streamlined marine insurance quoting at the point of sale — for dealers selling boats today.
Claims, when you need us
Report a claim by phone or through NBOA Now®. We coordinate with your carrier so you don't have to.
Real humans, six days a week
Mon–Fri 8:30am–6pm, Sat 9am–1pm Eastern. Call 1-800-248-3512 or message us — same team, every time.
Our home

Sarasota, Florida.
Same building since day one.

NBOA Marine Insurance Agency, Inc.
4404 N. Tamiami Trail
Sarasota, Florida 34234
1-800-248-3512 · toll free
(941) 360-6777 · local
Mon–Fri · 8:30am – 6:00pm Eastern
Sat · 9:00am – 1:00pm Eastern
Get directions
“Marine insurance is complicated. Boats aren't cars, and one-size policies don't fit. Forty years in, our job is still to translate.”
The NBOA team · Sarasota, FL

Ready to see what we'd quote your boat?

Five minutes, multi-carrier, no login required. Or call us directly Mon–Sat.

Get my free quote 1-800-248-3512