The NBOA Members Club · Since 1984

Created for boaters,
by boaters.

24/7 Emergency on-water towing dispatch, storm alerts, marine retail discounts and much more, all for $35 a year.

More than insurance

A genuine boating lifestyle benefit.

Membership in the National Boat Owners Association isn't just an add-on to your insurance policy — it's a real set of perks for how you actually live on the water.

You don't need to be an NBOA insurance customer to join. Membership is open to any boat owner.

Membership tiers

Pick your tier.

Basic Membership
$35/yr
24/7 Emergency On-water Towing Dispatch
On-water Towing
$1,000/yr
On-Road Trailer Coverage
$150
Marine Retail Discounts
Ship Store Discount
Storm & Safety Alerts
Join Basic
Most popular
Unlimited Membership
$75/yr
24/7 Emergency On-water Towing Dispatch
On-water Towing
Unlimited
On-Road Trailer Coverage
$150
Marine Retail Discounts
Ship Store Discount
Storm & Safety Alerts
Join Unlimited

Membership is subject to the NBOA Membership Terms and Conditions.

What's included

Every membership benefit, in plain terms.

Emergency towing supplement

NBOA dispatch operates 24/7/365. If you break down on the water, one call to 800-234-2869 reaches hundreds of commercial tow boats committed to NBOA members. The first available vessel responds. How to report a tow and get reimbursed.

  • On-water towing to the nearest repair facility
  • Emergency fuel delivery, battery jump-starts, labor
  • On-road trailer towing — $150 reimbursement

Marine industry discounts

Exclusive savings at marinas, manufacturers, and marine retailers. Discounts at the NBOA online Ship Store — safety equipment, specialty boating items, and more.

Members-only email alerts

Boating safety tips, severe weather alerts, and marine industry news direct to your inbox. During hurricane season, this alone is worth the membership fee.

Join today — first-tow is ready whenever you break down.

Membership is open to any boat owner. Insurance with NBOA is not required.