Vessel brand · Crestliner

Crestliner insurance,
through NBOA.

From the PT 20 bass rig to the Sportfish 2250, Crestliners are welded — not riveted — aluminum hulls backed by one of the category's longer hull warranties. NBOA places coverage that recognizes the build and the realities of where these boats actually fish.

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The brand

What makes Crestliner different. Welded, warrantied, Midwest-built.

Crestliner has built aluminum fishing boats in Little Falls, Minnesota since 1946. It's owned by Brunswick — the same parent that owns Lund — and the two brands share design DNA, a freshwater heritage, and a loyal Midwest following. Buyers routinely cross-shop the two.

Where Crestliner differentiates is positioning. Within Brunswick's aluminum portfolio, Crestliner tends to come in as the more value-minded choice — similar engineering, comparable warranty, slightly more accessible pricing. The lifetime hull warranty is a real talking point: it's one of the longer warranties in the aluminum-fishing category, and it's frequently cited by buyers walking out of a dealership with a new rig.

Construction

Welded strakes, heavy-gauge hull.

Crestliner hulls are welded aluminum — not riveted — with heavy-gauge bottom plating and welded strakes running the length of the hull. Welding (versus riveting) means fewer fasteners to loosen over decades of pounding, and structural rigidity the hull doesn't lose as it ages. The lifetime hull warranty is backed by that construction choice; Crestliner is willing to stand behind the weld for as long as the original owner holds the boat.

  • Welded — not riveted — aluminum hull construction across the lineup, with heavy-gauge bottom plating on the larger deep-V models
  • Lifetime limited hull warranty to the original owner — one of the longer warranties offered in the aluminum-fishing category
  • Foam-filled below-deck flotation on most models — meets or exceeds USCG level-flotation standards for boats under 20 feet
  • Shared design lineage with Lund (same Brunswick parent) — many construction methods, deck layouts, and rigging conventions overlap
Who owns them

Midwest freshwater, value-minded.

Crestliner owners skew Upper Midwest — Minnesota, Wisconsin, the Dakotas, Michigan, Ontario — fishing walleye, bass, muskie, and pike on inland lakes and river systems. They're often cross-shopping Lund at the same dealer lot, and the decision frequently comes down to price and which layout they like better. It's a practical ownership profile: boats get used hard during open-water season, winterized carefully, and kept for a long time. Second- and third-owner Crestliners are common on the used market and insure straightforwardly.

What matters for coverage

The insurance angle. Where Crestliner shapes the policy.

Crestliners insure a lot like Lunds — same parent company, same carrier panel, same general underwriting treatment. Three things shape how we place coverage specifically: the lifetime hull warranty (which owners sometimes assume replaces insurance — it doesn't), the mix of deep-V versus flat-bottom models (which drives very different navigation territories), and the less-common coastal Sportfish line (which gets underwritten differently than the freshwater lineup).

  • Hull warranty ≠ insurance — the lifetime hull warranty covers manufacturer defects in the aluminum hull. It does NOT cover collision, theft, fire, storm damage, liability, or anything a carrier would underwrite. Carriers won't write the warranty out of your premium. Treat them as separate instruments.
  • Deep-V versus jon — Fish Hawk and larger PRO/Sportfish models are deep-V hulls suitable for Great Lakes and big-water use; the Retriever line is flat-bottom jon-boat construction for duck hunting and shallow inland water only. Navigation territory on your policy needs to match the hull.
  • Sportfish coastal line — the Sportfish models are less common and designed for near-coastal saltwater use. They get underwritten differently (saltwater navigation, corrosion allowances, different survey expectations) than the freshwater lineup. Tell your agent which line you're buying.
  • Agreed-value on boats 5+ years old — Crestliners hold value reasonably well, but ACV default on older boats can under-settle a total loss. Agreed-value with a simple condition report is worth the small premium difference on any rig over ~$20K in market value.
  • Carriers — we see Crestliners placed most often with Progressive, Nationwide, BoatUS, and Foremost. Same panel as Lund. NBOA shops all of them and places with whichever fits the file best.

This is where an expert at NBOA can step in. As an independent marine insurance brokerage, NBOA quotes Crestliner owners across multiple carriers and matches the policy to how the boat is built, where it runs, and how you actually use it.

Model range

Crestliner models we quote.

Crestliner's lineup spans PT (bass), PRO (walleye and multi-species), Fish Hawk (utility deep-V), Storm (muscle tiller), Retriever (duck and utility jon), and Sportfish (coastal). A sample of models we see regularly in NBOA's quote flow:

765 distinct models in NBOA's catalog covering 2000–2025.
Frequently quoted
CR 1032CR 1232CR 1236CR 1436CR 1448CR 1448 MCR 1448 MTCR 1448 TCR 1648CR 1648 MCR 1648 MTCR 1648 T
Frequently asked

Questions & answers

My Crestliner has a lifetime hull warranty. Do I still need insurance?
Yes — and it's an important distinction a lot of buyers get wrong. The lifetime hull warranty covers manufacturer defects in the welded aluminum hull itself. It does not cover collision, theft, fire, lightning, storm damage, liability for injuries to guests or other boaters, or any of the other risks a marine policy is designed to handle. Carriers don't underwrite the warranty out of your premium; it's a separate instrument. If you hit a stump and tear the prop, your warranty doesn't help — your insurance does.
Should I cross-shop Lund? They look similar.
Honestly, yes — and most Crestliner buyers already are. Crestliner and Lund share the same Brunswick parent, overlap on construction methods, and compete directly on the same dealer lots. Crestliner tends to position slightly more value-minded within Brunswick's aluminum portfolio. From an insurance standpoint, they're underwritten almost identically — same carrier panel, comparable rates. Pick the boat that fits how you fish; the insurance will follow either way.
Can I take a Fish Hawk on the Great Lakes?
Yes — Fish Hawk is a deep-V aluminum hull designed for bigger water, and the larger models (18–21 feet) are regularly run on Lake Michigan, Lake Erie, Lake Superior, and Lake of the Woods. Your policy needs to list Great Lakes navigation territory explicitly; many default inland-only policies stop at a mileage limit from launch. Not a big premium swing, but it has to be on the declarations page.
I'm buying a Retriever jon boat for duck hunting. Same policy as a bass boat?
Similar form, different specifics. The Retriever is flat-bottom jon construction — inland, shallow water, small motors. It insures inexpensively and is straightforward to place. The main things to flag: you're using it for hunting (blind mounts, dog on board, gun storage), navigation is rivers and back bays rather than big open water, and the hull value is low enough that ACV settlement is usually fine. A basic liability-forward policy fits most Retriever owners.
The Sportfish is coastal — does that change my insurance?
Yes, meaningfully. The Sportfish line is designed for near-coastal saltwater use, which is underwritten differently than the freshwater Crestliner lineup. You'll see saltwater navigation territory, corrosion-related exclusions or allowances, and sometimes a survey requirement the freshwater models don't face. It's still an aluminum boat at a reasonable price point — just make sure whoever writes the policy knows it's going in salt, not on a walleye lake.
Do I need a survey on a used Crestliner?
Usually no, for the aluminum-fishing models. Surveys are standard on fiberglass boats over 10 years old; for welded aluminum boats under ~$40K market value, most carriers bind on a condition questionnaire and photos. If you're buying a larger Sportfish, a high-value PRO, or financing through a marine lender, a survey may come into play — but the typical used PT, PRO, Fish Hawk, or Retriever binds without one.
More options

Beyond the top brands.

NBOA places insurance on 1,100+ boat manufacturers across our catalog — from aluminum skiffs to mega-yachts. If your boat isn't listed here, it's almost certainly one we still write.

Crestliner coverage that fits the build.

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