Nautique insurance,
through NBOA.

What makes Nautique different. The original ski boat.

Correct Craft has been building Nautiques in Orlando since 1925 — family-owned for 100 years, and the oldest continuously operating ski-boat manufacturer in the world. That heritage isn't marketing filler. It shows up in dealer networks, parts availability, and resale curves that most competitors can't match.

Buyers routinely cross-shop Nautique against MasterCraft, and on paper the two look similar: premium tournament-grade towboats with proprietary wake-shaping tech, PCM or Indmar power, and six-figure price tags on flagship models. From an insurance perspective the brands rate similarly — the meaningful differences are in engine-service networks (PCM vs Indmar), the hydraulic complexity of Nautique's NSS surf system, and carrier familiarity in your specific region.

Hand-laid hulls, PCM power, NSS surf tech.

Nautiques are built on hand-laid fiberglass hulls with PCM (Pleasurecraft Marine) inboard power across the lineup. The Nautique Surf System (NSS) uses hydraulically actuated surf tabs on both sides of the transom to shape a clean, switch-on-the-fly wave without transferring ballast — a meaningful engineering advantage over plate-only systems, and a meaningful complexity variable for claims.

• Hand-laid fiberglass construction — consistent hull quality, with documented build specs that surveyors and underwriters recognize
• PCM marine engines across the range — 5.7L, 6.0L, and 6.2L variants tuned for towed-sport torque; service network differs from Indmar-powered competitors, so regional carrier comfort varies
• Nautique Surf System (NSS) — hydraulic surf tabs and wake plates; adds real value on the water but also adds hydraulic components that some carriers want specifically inspected on claims
• Integrated ballast systems, tower speakers, and factory-installed Zero Off GPS speed control on Ski Nautique — all factory-integrated, not retrofitted, which keeps electrical claims lower than aftermarket builds

Serious skiers, wakesurfers, and premium families.

Nautique owners split into two recognizable groups. The Ski Nautique direct-drive crowd are serious tournament and course skiers — the kind of operators who log more hours than average but file fewer claims, because they're genuinely skilled drivers. The G-Series and S-Series crowd are premium families buying the best wakesurf boat money can make, often with teenage or young-adult riders aboard. Both groups tend to store boats indoors in the off-season, which matters for the lay-up credit described below.

The insurance angle. Where Nautique shapes the policy.

Nautique-specific coverage hinges on five things: towed-sport liability (the headline risk), tournament-use rate treatment (often a credit, not a surcharge — ask about it), NSS hydraulic complexity on claims, PCM engine service geography, and the lay-up credit that almost every Nautique owner qualifies for but many never claim.

• Towed-sport liability is the primary hook — wakesurfing, slalom, and wakeboarding generate a disproportionate share of bodily-injury claims on towboats. Push liability limits to at least $500K, preferably $1M, and confirm the policy specifically names towed-sports (not just watersports).
• Tournament-use discount — some carriers (specialty water-sports programs especially) recognize that USA Water Ski / AWSA tournament skiers have LOWER claim frequency than recreational skiers because they're experienced, coached, and operating in controlled courses. If you compete or coach, ask your NBOA agent to run it through a carrier that rates for it.
• NSS hydraulic inspection on claims — a few carriers want documented surf-system inspection after any grounding or transom impact. It's rare, but worth confirming at bind rather than at claim time.
• PCM engine repair networks differ from Indmar (MasterCraft) — meaningful if you live somewhere with one authorized service center. Agreed-value coverage and a realistic replacement-cost figure matter more when parts are a two-week shipment instead of same-day.
• Lay-up credit — Nautiques mostly store indoors October to April. Almost every major marine carrier offers a 15–30% off-season credit if the policy documents a true lay-up period. It's one of the easiest premium savings most Nautique owners miss.

This is where an expert at NBOA can step in. As an independent marine insurance brokerage, NBOA quotes Nautique owners across multiple carriers and matches the policy to how the boat is built, where it runs, and how you actually use it.

Nautique models we quote.

Beyond the top brands.

NBOA places insurance on 1,100+ boat manufacturers across our catalog — from aluminum skiffs to mega-yachts. If your boat isn't listed here, it's almost certainly one we still write.