Vessel brand · Pursuit Boats

Pursuit insurance,
through NBOA.

From the S 268 Sport to the OS 445, Pursuit builds the kind of boat that gets run to the canyons on Saturday and loaded with kids on Sunday. NBOA places coverage that respects both use cases — agreed-value hull terms, the offshore navigation limits the OS line actually needs, and Yamaha outboard protection on the twins and triples that carry you home.

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The brand

What makes Pursuit different. Fort Pierce fiberglass, finished like a Tiara.

Founded in 1977 and built in Fort Pierce, Florida, Pursuit is the offshore-CC half of S2 Yachts — the same parent company that owns Tiara Yachts. That sister-brand relationship matters: Pursuits are finished to a yacht-grade standard rather than an open-fisherman standard, and the dealer and parts network is the one Tiara owners have been leaning on for forty years.

The lineup splits across five series. The S (Sport) and S-Sport lines are the family-forward dual/center console crossover boats. The C (Center Console) is the traditional fishing layout. The DC (Dual Console) adds bow seating for families who want fishability without giving up the bow cockpit. The OS (Offshore) is the premium CC flagship — twin and triple Yamaha-powered, hard-top standard, built for Gulf Stream and canyon runs. That positioning — premium, family-offshore — puts Pursuit in direct competition with Grady-White and Boston Whaler, with a slight tilt toward the finish-quality end of the bracket.

Construction

Hand-laid fiberglass on a stringer grid.

Pursuit hulls are hand-laid fiberglass built on a composite stringer grid system — the same core construction philosophy used across the S2 Yachts portfolio. Hulls are vacuum-infused on the higher-end OS models, with solid-glass bottoms and cored topsides/decks to manage weight without giving up stiffness. Integrated transom designs carry twin, triple, and (on the OS 445) quad Yamaha outboard configurations engineered in from the hull mold rather than added as an aftermarket bracket.

  • Hand-laid fiberglass with composite stringer grid — no wood in the structural laminate, which removes the rot-related survey findings that plague older fishing-CC brands
  • Yamaha outboards standard across the lineup — simplifies parts, warranty, and mechanical breakdown coverage placement
  • Yacht-grade fit and finish carried over from Tiara sister-brand tooling — gelcoat, hardware, and joinery spec runs above the offshore-CC category norm
  • Integrated hard-tops and rocket launchers on C, DC, and OS lines — factory-engineered electronics and outrigger mounting, which underwriters prefer over aftermarket hardtop installs
  • Shared S2 Yachts parts and service network — Tiara dealers service Pursuit, which keeps older boats supportable long after the original selling dealer turns over
Who owns them

Families who fish offshore — seriously, but not professionally.

The typical Pursuit owner is not a tournament-circuit angler and not a pure weekend cruiser — they're in between. They fish offshore often enough that navigation territory is a real question, carry family aboard often enough that cockpit seating and head compartments matter, and keep boats long enough that the second-owner resale market is healthy. Geographically Pursuit skews mid-Atlantic, Southeast Atlantic, and Gulf Coast — Chesapeake, the Carolinas, Florida both coasts, and the Texas coast. Ownership tenure runs long; like Grady-White and Whaler, Pursuits don't turn over in two-year cycles.

What matters for coverage

The insurance angle. Where Pursuit shapes the policy.

Pursuit's insurance profile looks a lot like Grady-White's — slow depreciation, genuine offshore use, Yamaha-outboard-heavy value concentration — with a slight premium tilt on the OS line that pushes more files into agreed-value and higher survey thresholds. The four places Pursuit specifically shapes the policy: hull valuation method, navigation territory on the OS line, outboard coverage depth, and claim mix.

  • Agreed-value over ACV — Pursuits depreciate slowly, and the OS line especially holds value 10–15 years in. ACV on a 2012 OS 345 settles at a fraction of what replacement actually costs. Agreed-value, set at bind with a current survey, is effectively the default we place.
  • Navigation territory on the OS line — OS 355/385/445 owners routinely run Gulf Stream, Bahamas, and canyon waters. A standard 12-NM coastal policy leaves real gaps. We place carriers with Bahamas, Gulf Stream, or extended-offshore endorsements baked in on OS files; C and DC files are usually fine on coastal territories.
  • Yamaha outboard coverage — twin and triple Yamaha F300/F350/F425 packages commonly represent 30–40% of hull-and-machinery value, and on the OS 445 quad setups push higher. Outboard-specific mechanical breakdown and extended warranty coverage (Yamaha Y.E.S. continuation) is worth pricing explicitly rather than assuming it's included.
  • Survey thresholds — carriers typically require a condition & valuation survey on Pursuits 10+ years old for loans above $50K or hull values above $100K. Budget ~$20–25 per foot. The Tiara/Pursuit dealer network will usually recommend surveyors who know the brand's common findings, which speeds the process.
  • Claim patterns — Pursuit claims skew toward lightning strikes (Florida and Gulf dockage), gelcoat and hardware damage from offshore use, theft of outboards and electronics, and storm/named-wind damage in hurricane zones. Catastrophic total-loss-at-sea claims are uncommon; underwriters price accordingly.

This is where an expert at NBOA can step in. As an independent marine insurance brokerage, NBOA quotes Pursuit owners across multiple carriers and matches the policy to how the boat is built, where it runs, and how you actually use it.

Model range

Pursuit models we quote.

Pursuit's current lineup spans the S and S-Sport family crossovers, the C-series center consoles, the DC dual consoles, and the flagship OS offshore center consoles from roughly 26 to 44 feet. A sample of models we see regularly in NBOA's quote flow:

94 distinct models in NBOA's catalog covering 2000–2026.
Frequently quoted
OS 325 OFFSHORE(*)OS 355 OFFSHORE(*)OS 385 OFFSHORE(*)C 280 CENTER CONSOLE(*)S 328 SPORT(*)C 260 CENTER CONSOLE(*)S 280 SPORT(*)DC 365 DUAL CONSOLE(*)DC 235 DUAL CONSOLE(*)OS 255 OFFSHORE(*)OS 285 OFFSHORE(*)C 310 CENTER CONSOLE(*)
Frequently asked

Questions & answers

How is Pursuit different from Grady-White for insurance purposes?
Very similar profile — both are premium family-offshore CCs with slow depreciation, Yamaha-outboard-heavy value, and owner populations that file fewer first-party claims than the category average. The meaningful difference is the OS line: Pursuit's OS 355/385/445 sit slightly above Grady's Canyon/Marlin equivalents on finish and tooling spec (inherited from the Tiara sister-brand relationship), which means agreed-value settlements tend to come in a touch higher and survey findings tend to focus more on systems and electronics than on structural fiberglass.
Does the Tiara Yachts sister-brand relationship actually matter for coverage?
It matters for two practical things. First, parts and service continuity — S2 Yachts runs a shared dealer network, so a 2008 Pursuit 3370 can still get factory-authorized service through a Tiara dealer twenty years in, which keeps repair claims straightforward. Second, survey quality — surveyors who work the Tiara fleet know Pursuit construction patterns, which shortens the survey cycle and reduces back-and-forth with underwriters on condition findings.
I'm buying a 2013 OS 345. Do I need a survey, and what should the navigation territory look like?
Yes to the survey — 10+ years old and almost certainly financed above the $50K threshold. Budget ~$700–850 on a 34-foot boat for a qualified marine surveyor, out of water. On navigation territory, the OS line is built for the Gulf Stream and Bahamas; the policy should be written to match. A coastal-only territory is a real gap on an OS. We place carriers with Bahamas and extended-offshore endorsements on OS files as a matter of course.
My OS has triple Yamaha F350s. What does that mean for my policy?
Outboards at that package level commonly run $90K–$120K of replacement value on their own — roughly a third of total hull-and-machinery. Two pieces worth pricing explicitly: outboard mechanical breakdown coverage (separate from hull coverage, often excluded by default on older policies), and continuation of Yamaha Y.E.S. extended warranty if it's still in force. Theft is also a real claim category on triple-outboard transoms; confirm the policy doesn't sub-limit outboard theft below total outboard value.
Can I get agreed-value coverage on an older Pursuit?
Typically yes, up to 20–25 years old with a current condition & valuation survey. Pursuits hold value well enough — and the S2 Yachts service network keeps them supportable long enough — that underwriters will write agreed-value on older hulls that would default to ACV on other brands. The premium difference over ACV is small; the settlement difference on a total loss is usually 2–4x.
Which carriers do Pursuits typically place with?
Standard marine placement, multi-carrier. NBOA places Pursuits most often with Progressive, Chubb (on higher-value OS files), and BoatUS, with New Hampshire Insurance showing up on specific profiles. The OS line with Bahamas territory routinely goes to carriers with stronger extended-offshore appetite. We shop the full panel rather than defaulting to one.
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Pursuit coverage that respects the build.

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