Pursuit insurance,
through NBOA.
From the S 268 Sport to the OS 445, Pursuit builds the kind of boat that gets run to the canyons on Saturday and loaded with kids on Sunday. NBOA places coverage that respects both use cases — agreed-value hull terms, the offshore navigation limits the OS line actually needs, and Yamaha outboard protection on the twins and triples that carry you home.
What makes Pursuit different. Fort Pierce fiberglass, finished like a Tiara.
Founded in 1977 and built in Fort Pierce, Florida, Pursuit is the offshore-CC half of S2 Yachts — the same parent company that owns Tiara Yachts. That sister-brand relationship matters: Pursuits are finished to a yacht-grade standard rather than an open-fisherman standard, and the dealer and parts network is the one Tiara owners have been leaning on for forty years.
The lineup splits across five series. The S (Sport) and S-Sport lines are the family-forward dual/center console crossover boats. The C (Center Console) is the traditional fishing layout. The DC (Dual Console) adds bow seating for families who want fishability without giving up the bow cockpit. The OS (Offshore) is the premium CC flagship — twin and triple Yamaha-powered, hard-top standard, built for Gulf Stream and canyon runs. That positioning — premium, family-offshore — puts Pursuit in direct competition with Grady-White and Boston Whaler, with a slight tilt toward the finish-quality end of the bracket.
Hand-laid fiberglass on a stringer grid.
Pursuit hulls are hand-laid fiberglass built on a composite stringer grid system — the same core construction philosophy used across the S2 Yachts portfolio. Hulls are vacuum-infused on the higher-end OS models, with solid-glass bottoms and cored topsides/decks to manage weight without giving up stiffness. Integrated transom designs carry twin, triple, and (on the OS 445) quad Yamaha outboard configurations engineered in from the hull mold rather than added as an aftermarket bracket.
- Hand-laid fiberglass with composite stringer grid — no wood in the structural laminate, which removes the rot-related survey findings that plague older fishing-CC brands
- Yamaha outboards standard across the lineup — simplifies parts, warranty, and mechanical breakdown coverage placement
- Yacht-grade fit and finish carried over from Tiara sister-brand tooling — gelcoat, hardware, and joinery spec runs above the offshore-CC category norm
- Integrated hard-tops and rocket launchers on C, DC, and OS lines — factory-engineered electronics and outrigger mounting, which underwriters prefer over aftermarket hardtop installs
- Shared S2 Yachts parts and service network — Tiara dealers service Pursuit, which keeps older boats supportable long after the original selling dealer turns over
Families who fish offshore — seriously, but not professionally.
The typical Pursuit owner is not a tournament-circuit angler and not a pure weekend cruiser — they're in between. They fish offshore often enough that navigation territory is a real question, carry family aboard often enough that cockpit seating and head compartments matter, and keep boats long enough that the second-owner resale market is healthy. Geographically Pursuit skews mid-Atlantic, Southeast Atlantic, and Gulf Coast — Chesapeake, the Carolinas, Florida both coasts, and the Texas coast. Ownership tenure runs long; like Grady-White and Whaler, Pursuits don't turn over in two-year cycles.
The insurance angle. Where Pursuit shapes the policy.
Pursuit's insurance profile looks a lot like Grady-White's — slow depreciation, genuine offshore use, Yamaha-outboard-heavy value concentration — with a slight premium tilt on the OS line that pushes more files into agreed-value and higher survey thresholds. The four places Pursuit specifically shapes the policy: hull valuation method, navigation territory on the OS line, outboard coverage depth, and claim mix.
- Agreed-value over ACV — Pursuits depreciate slowly, and the OS line especially holds value 10–15 years in. ACV on a 2012 OS 345 settles at a fraction of what replacement actually costs. Agreed-value, set at bind with a current survey, is effectively the default we place.
- Navigation territory on the OS line — OS 355/385/445 owners routinely run Gulf Stream, Bahamas, and canyon waters. A standard 12-NM coastal policy leaves real gaps. We place carriers with Bahamas, Gulf Stream, or extended-offshore endorsements baked in on OS files; C and DC files are usually fine on coastal territories.
- Yamaha outboard coverage — twin and triple Yamaha F300/F350/F425 packages commonly represent 30–40% of hull-and-machinery value, and on the OS 445 quad setups push higher. Outboard-specific mechanical breakdown and extended warranty coverage (Yamaha Y.E.S. continuation) is worth pricing explicitly rather than assuming it's included.
- Survey thresholds — carriers typically require a condition & valuation survey on Pursuits 10+ years old for loans above $50K or hull values above $100K. Budget ~$20–25 per foot. The Tiara/Pursuit dealer network will usually recommend surveyors who know the brand's common findings, which speeds the process.
- Claim patterns — Pursuit claims skew toward lightning strikes (Florida and Gulf dockage), gelcoat and hardware damage from offshore use, theft of outboards and electronics, and storm/named-wind damage in hurricane zones. Catastrophic total-loss-at-sea claims are uncommon; underwriters price accordingly.
This is where an expert at NBOA can step in. As an independent marine insurance brokerage, NBOA quotes Pursuit owners across multiple carriers and matches the policy to how the boat is built, where it runs, and how you actually use it.
Pursuit models we quote.
Pursuit's current lineup spans the S and S-Sport family crossovers, the C-series center consoles, the DC dual consoles, and the flagship OS offshore center consoles from roughly 26 to 44 feet. A sample of models we see regularly in NBOA's quote flow:
Questions & answers
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Pursuit coverage that respects the build.
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