Regal insurance,
through NBOA.

What makes Regal different. Family-owned since 1969.

Regal Marine was founded in 1969 by Paul and Carol Kuck in Orlando, Florida, and — uniquely in today's consolidated marine industry — is still owned and run by the Kuck family. While Sea Ray, Chaparral, and most of the direct competition have been absorbed into holding companies, Regal has stayed independent.

That matters more than it sounds. Family ownership keeps the fit-and-finish standards higher than the segment average, keeps parts and factory support available for older hulls, and gives underwriters a builder-continuity story they don't get from every cruiser brand. Regal is cross-shopped most often against Cobalt and Sea Ray, and owners tend to cite interior finish and running surface as the reasons they chose it.

PowerTech stringers and the FasTrac hull. A stepped hull with a trademark.

Regal hulls are built on the PowerTech composite stringer system — a bonded composite grid that replaces wood stringers entirely, eliminating the rot failure mode that shows up in older cruisers at survey time. On top of that, most Regal sport boats and sport yachts run the trademarked FasTrac hull: a stepped-bottom design that traps air under the running surface to reduce drag, improve top-end speed, and cut fuel burn at cruise. It's a genuine performance feature, and underwriters know it.

• PowerTech composite stringer system — no wood in the structural grid, so survey findings of stringer rot are rare even on 20-year-old hulls
• FasTrac stepped hull across most sport boat and sport yacht models — better efficiency, but a performance-boat profile for underwriting purposes
• Volvo Penta and Mercury sterndrive and inboard options on LX and Sport Yacht lines; Mercury and Yamaha outboards on the OBX line
• Hand-laid fiberglass with vinylester skin coat on premium models — resists osmotic blistering better than polyester-only layups

Family buyers, executive budgets, long ownership cycles.

Regal owners skew toward executive family buyers — Great Lakes, Chesapeake, Florida coast, and the California Delta are the concentrated markets. Vessel values run from around $80K on a well-kept used LS bowrider up past $500K on a new 38 or 42 Sport Coupe. Ownership cycles are longer than the segment average, partly because the family-owned builder means factory support on a 10-year-old hull actually still exists. From an underwriting standpoint, Regal owners file fewer first-party claims than the cruiser-class average, and the boats that come back to the resale market tend to be well-documented.

The insurance angle. Where Regal shapes the policy.

Three things about Regals specifically shape how we place coverage: the FasTrac stepped hull puts many models into a performance-boat rating bucket that carriers treat differently from flat-bottom cruisers, the family-owned-builder continuity reassures underwriters on parts-and-repair availability, and premium Sport Yacht values push the file toward agreed-value and higher-limit carriers.

• Stepped-hull rating — FasTrac models run faster than their LOA suggests, and some carriers apply a performance-profile factor. It's not disqualifying, but it's worth placing with a carrier that understands the hull rather than one that reflexively surcharges stepped bottoms.
• Agreed-value on premium models — LX express cruisers and Sport Yachts hold value well thanks to the builder continuity. Actual cash value (ACV) underpays badly on a 10-year-old 33XO or 38 Grande Coupe; agreed-value is the right call and carriers will write it with a current survey.
• OBX line is newer — the outboard-powered OBX range launched around 2020, so carriers have thinner claims data on the platform. In practice it underwrites as a standard outboard sport boat; don't let a carrier treat it as experimental.
• Sport Yacht carrier panel — the 38 and 42 Sport Coupe sit at values where Chubb and Progressive's high-value tier are the real options. BoatUS and standard marine programs start to cap out around the 33-foot mark.
• Survey at 10 years — as with most cruisers, carriers typically require a marine survey on Regals 10+ years old for hull values above $75K. Budget $18–22/foot. The PowerTech stringers usually pass without drama, but fuel systems and sterndrive bellows are the common findings.

This is where an expert at NBOA can step in. As an independent marine insurance brokerage, NBOA quotes Regal owners across multiple carriers and matches the policy to how the boat is built, where it runs, and how you actually use it.

Regal models we quote.

Beyond the top brands.

NBOA places insurance on 1,100+ boat manufacturers across our catalog — from aluminum skiffs to mega-yachts. If your boat isn't listed here, it's almost certainly one we still write.